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Every bank offers different Naya Pakistan Certificate rates, onboarding experiences, and Islamic vs. conventional options. We bring them together so you can choose clearly and objectively.
Current NPC Rates Overview
Checked 15 August 2026 · Effective 1 June 2026
USD Certificates
6.75–7.75%
Annual return
Withholding Tax
10%
Full and final settlement
Tenors Available3 months · 6 months · 12 months · 3 years · 5 years
Supported CurrenciesPKR · USD · GBP · EUR · SAR · AED
Data SourceState Bank of Pakistan RDA pages and issuing-bank published rates
USD-denominated Naya Pakistan Certificate profit rates, rising with tenor. An earlier May 2026 snapshot put indicative 1-year USD rates nearer 5.5–6.0%, which shows how quickly these move — always confirm the live rate with the bank.